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Business and Financial OperationsCredit Analysts
TASK

Credit Analysts

ID

work_business_financial/credit_analysts

Type

TASK

Children

11

Child Nodes (11)

ATOMIC

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

ATOMIC

Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.

ATOMIC

Generate financial ratios, using computer programs, to evaluate customers' financial status.

ATOMIC

Prepare reports that include the degree of risk involved in extending credit or lending money.

ATOMIC

Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.

ATOMIC

Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

ATOMIC

Consult with customers to resolve complaints and verify financial and credit transactions.

ATOMIC

Contact customers to collect payments on delinquent accounts.

ATOMIC

Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.

ATOMIC

Review individual or commercial customer files to identify and select delinquent accounts for collection.

ATOMIC

Confer with credit association and other business representatives to exchange credit information.